We charge our commission plus GST on any money collected from the debtor. This means we have just as much incentive as you to recover the debt as we only receive a commission once the debtor starts paying. 

Payouts are made quarterly in March, June, September and December and our commission is deducted at the time of each payout. You will receive a statement with a breakdown of the amount being paid well in advance of the payment. 

By lodging a debt you agree to these charges and that NZC will utilise tracking and any District Court enforcement options available. Our prices may change depending on supplier charges and changes to our service. 



25% +GST of money paid by the debtor (Debts above $750)

40% +GST of money paid by the debtor (Debts Below $750)

Cancellation of debt: Full commission or a minimum of $750 depending on the amount of work NZC has done on the file. 

District Court Enforcement

If you are a Property Manager, NZC may cover some of the costs of tracking and/ or enforcement which includes Solicitor and District Court application fees. We will then add these costs to the top of the debt to be paid by the debtor and recover these costs first before making payouts to you.
If you are not a Property Manager, there may be some upfront costs to you if we need to enforce the debt through the District Court or perform tracking. 
Enforcement costs are added to the top of the original debt to be paid by the debtor. NZC will recover any enforcement costs from the debtor’s repayments as per the Terms and Conditions
Basic Tracking

$ Amount added to debt: $23
Paid by client: $23

Payment received AFTER 30 days: NZC take the first $25 collected from the debtor as a late payment penalty so the price effectively increases to $50

Failure to pay: NZC take the first $50 collected from the debtor

Ninja Tracking

$ Amount added to debt: $86.25c
Paid by client: $86.25c

Payment received AFTER 21 days: The commission charged will then change to the below rates: Debts $0 – $750 – 75%+GST | Debts $751+ – 50%+GST

Attachment order

$ Amount added to debt: $200
Paid by client: $80.50c
Paid by NZC: $150

Payment received within 21 days, client receives benefit of $150 worth of Lawyer Fees NZC will cover.

Payment received after 21 days, NZC take first $150 paid back from debtor being the $150 lawyer fee.

Payment received AFTER first payment from debtor obtained through the attachment order, commission changes to 50% and NZC will recieve the first $200 paid towards the debt.

Administration Charges

These charges are due when we need to do administrative work outside what is involved in the typical collection process. A typical collection would not attract any extra administration. Because these charges are typically the fault of the creditors, they are not guaranteed to be added to the debt.

Changing creditor on the file $50+gst

Any other administration is charged at $150 +gst per hour

Choosing to pay invoices for Attachment Orders and/or Tracking by invoice $30 per month, paid by Direct Debit

Please view our terms for full prices

Lodge your debt today!
Simply lodge your debt and we will take care of the rest.